Safety Despite Pre-existing Conditions
Accident insurance no health questions asked a private accident insurance pays usually a larger amount of money or a lifetime monthly pension of accident, if you suffer a permanent health damage due to an accident. Some insurance companies offer now special accident insurance without health issues which may be entered into only by persons over 40 years of age. There are typically different health claims to make in accident insurance. For pre-existing conditions, certain services are excluded from the insurance package or even rejected an application. Many persons over 40 years of age have however already various aches and pains, and can finish therefore often not full accident insurance more.
Individual insurance companies have recognized this condition and calculated appropriate tariffs, which are lockable by almost all persons without extensive health issues and maximum age. The contribution is aimed first and foremost after the required accident pension: A 55 man pays, for example, about 22,-euro for a monthly pension of accident 1.000,-euros. An increase in this accident pension especially serious health damage is already included in the offer: while 1.000,-euro per month already is paid from a permanent disability of 50% the insurer from 80% disability is already 2.000,-and 100% disability even 3.000 euro per month. Private accident insurance pays whenever a pre-scheduled lifelong monthly accident pension, if a permanent permanent health damage is caused by an accident.